In order to accept online payment through a website a payment gateway is necessary. The Payment gateways connect the merchant's website and their payment processing bank, allowing for the secure transference of financial details. A payment gateway validates the customer’s card details securely, ensures the funds are available and eventually enables merchants to get paid. It acts as an interface between a merchant’s website and its acquirer. It encrypts sensitive credit card details, ensuring that information is passed securely from the customer to the acquiring bank, via the merchant.
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